One platform. Every APAC jurisdiction. Every obligation extracted and managed.
APAC regulatory monitoring. In every language. Every jurisdiction.
Asia Pacific spans fifteen distinct regulatory jurisdictions — each with its own regulator, its own regulatory philosophy, its own language, and its own pace of change. MAS in Singapore. APRA and ASIC in Australia. HKMA and SFC in Hong Kong. FSA in Japan. RBI and SEBI in India. FSC and FSS in South Korea. And the regulatory landscape is moving faster than at any point in the region’s financial history.
For global financial firms managing APAC regulatory obligations from London, New York, or a regional hub in Singapore — and for APAC-headquartered firms managing domestic and cross-border compliance simultaneously — the challenge is not finding the regulations. It is monitoring them continuously, in languages that most compliance teams cannot read, and managing the obligations they create before examination season begins.
Scale and performance
2,000+
regulatory and legislative sources monitored — APAC fully integrated into FinregE's global regulatory intelligence infrastructure
160+
countries covered — every major APAC jurisdiction in scope
95%
reduction in manual compliance workload reported by FinregE clients
24-hour SLA
from source publication to platform availability - including non-English APAC sources
90%+
AI RIG accuracy on regulatory compliance queries — including MAS, APRA, and HKMA frameworks
4-12 weeks
from implementation to measurable return on investment
No two APAC jurisdictions approach financial regulation the same way. All of them are accelerating.
Europe produces regulation through a centralised legislative process. The US has a complex but ultimately structured federal and state system. APAC has neither. Each jurisdiction has developed its own regulatory framework, its own supervisory philosophy, and its own pace of regulatory change — reflecting the diversity of legal systems, economic development stages, and political structures across the region.
What connects the APAC regulatory landscape is acceleration. MAS has become one of the world’s most sophisticated and active financial regulators — its Technology Risk Management Guidelines, operational resilience expectations, and sustainability disclosure requirements are setting regional standards that other APAC regulators are adopting. APRA has introduced CPS 230 — one of the most comprehensive operational risk management frameworks in the world, similar in ambition to DORA. HKMA is rapidly building out its virtual asset regulatory framework. The Japanese FSA is addressing AI risk, climate disclosure, and operational resilience simultaneously.
For global financial firms with APAC operations, this means an APAC regulatory compliance programme that was adequate three years ago may now have significant gaps. For APAC-headquartered firms expanding across the region, it means compliance programmes that were built for one jurisdiction’s requirements may not meet the standards of others.
FinregE monitors the full APAC regulatory landscape — continuously, in every relevant language, with the same automated intelligence infrastructure it applies to UK, EU, and North American regulation.
Coverage built around the jurisdictions that matter most
Regulator | Jurisdiction | Language | What FinregE monitors |
|---|---|---|---|
MAS | Singapore | English | Technology Risk Management Guidelines, MAS Notice 626 (AML/CFT), Payment Services Act, Securities and Futures Act, digital payment token licensing, Climate Reporting for Financial Industry, operational resilience |
APRA | Australia | English | CPS 230 (operational risk – effective 1 July 2025), CPS 234 (information security), CPS 220 (risk management), CPG 234 guidance, prudential standards for ADIs, insurance, superannuation |
ASIC | Australia | English | Australian Financial Services Licence obligations, design and distribution obligations (DDO), breach reporting, market integrity rules, sustainable finance disclosure |
HKMA | Hong Kong | English + Chinese | Banking Ordinance circulars, operational resilience SPM, cybersecurity guidelines, climate risk supervisory expectations, virtual asset guidance |
SFC | Hong Kong | English + Chinese | Securities and Futures Ordinance, VASP licensing, climate risk circulars, fund authorisation requirements |
FSA | Japan | Japanese | Banking Act, Financial Instruments and Exchange Act, cybersecurity guidelines, sustainability disclosure, crypto-asset exchange regulations — Japanese-language publications, AI RIG produces English extracts |
FSC + FSS | South Korea | Korean | Financial Services Commission regulation, Financial Supervisory Service examination, digital asset regulatory framework, ESG disclosure — Korean-language publications |
RBI | India | English + Hindi | Reserve Bank of India – banking regulation, digital lending guidelines, cybersecurity framework, climate risk guidelines, payment systems regulation |
SEBI | India | English | Securities and Exchange Board of India — BRSR sustainability reporting, FPI regulations, cyber resilience framework |
RBNZ + FMA | New Zealand | English | Reserve Bank prudential requirements, FMA conduct obligations, CoFI Act, mandatory climate-related disclosures |
BSP | Philippines | English | Bangko Sentral ng Pilipinas — banking regulation, digital banking framework, cybersecurity, e-money, VASP regulation |
OJK | Indonesia | Indonesian | Otoritas Jasa Keuangan — financial services regulation, digital financial innovation — AI RIG produces English extracts from Indonesian publications |
PBOC + NFRA + CSRC | China | Chinese | People’s Bank of China, National Financial Regulatory Administration, and China Securities Regulatory Commission publications covering banking and insurance supervision, securities and capital markets regulation, payment systems, consumer finance, fintech, AML, operational risk, cybersecurity, and financial stability developments – Chinese-language publications, AI RIG produces English extracts |
BNM + SC Malaysia | Malaysia | English + Malay | Bank Negara Malaysia and Securities Commission Malaysia publications covering banking regulation, prudential standards, payment systems, AML/CFT, digital financial services, capital markets regulation, licensing, guidelines, consultation papers, enforcement updates, and sustainable finance developments |
The complete compliance operating layer for APAC financial services
Horizon Scanning — every APAC publication in one feed
Every MAS, APRA, HKMA, FSA, RBI, FSC, and regional regulatory publication captured within 24 hours — in original language, AI RIG producing an English-language structured briefing note for each. One feed. Every APAC jurisdiction. No monitoring blind spots.
Regulatory Obligations - cross-jurisdictional APAC overlap managed
AI RIG extracts obligations from every APAC regulatory framework applicable to the firm’s footprint and identifies where obligations from different APAC jurisdictions overlap. Where MAS TRM Guidelines and APRA CPS 234 impose similar cybersecurity obligations with different specific requirements, AI RIG identifies the combined standard. The obligation inventory reflects the real multi-jurisdictional compliance requirement — not a simplified single-jurisdiction view.
RIG MAPS — CPS 230, MAS TRM, and HKMA gap analysis in seconds
RIG MAPS maps the full APAC obligation set — from APRA CPS 230 and CPS 234, MAS TRM and BCM Guidelines, HKMA operational resilience requirements, and FSA cybersecurity guidelines — against the firm’s operational risk framework, information security policy, business continuity plan, third-party risk documentation, and governance structure. For Australian firms, the CPS 230 gap analysis is available today — every obligation mapped, every gap identified, every remediation draft generated.
Filter for what is actually relevant
APAC regulatory change creates noise as well as risk. Firms need to know what applies, not just what has been published.
FinregE captures all new revisions of the same bill as it moves through the different stages on the way to becoming state law, then filters developments based on your business model, activities, jurisdictions, and risk areas. This reduces manual monitoring, spreadsheet-driven tracking, and irrelevant alert volume, while delivering structured, actionable intelligence to the right teams.
Digital Rulebooks — APAC regulatory footprint structured in English
A Digital Rulebook built to the firm’s APAC regulatory footprint — every regulation, guideline, circular, and standard applicable to its entities across the region, structured consistently in English regardless of the original publication language. For global firms managing APAC regulatory knowledge from outside the region, the Digital Rulebook replaces the combination of in-market consultants, translation arrangements, and institutional memory that currently constitutes APAC regulatory knowledge management.
AI RIG: Your AI expert for APAC regulations
AI RIG gives firms a faster, more controlled way to operationalise regulatory change. It helps compliance teams understand new requirements, identify what matters, and assess impact with greater speed and consistency, while giving senior management clearer visibility of implementation, ownership, and risk.
Built specifically for regulatory use cases, AI RIG supports explainable, auditable decision-making in environments where trust, traceability, and control matter as much as efficiency. It helps firms move from regulatory publication to action with less manual effort and far greater confidence.
Six themes driving the APAC compliance agenda. FinregE monitors all of them.
Operational resilience and ICT risk
MAS TRM Guidelines, APRA CPS 230, HKMA operational resilience supervisory policy manuals, and FSA cybersecurity guidelines are addressing the same challenge from different regulatory angles — each creating specific, prescriptive obligations for ICT governance, resilience testing, third-party risk management, and incident response. FinregE monitors all four frameworks and using RIG MAPS can produce a combined gap analysis across the firm’s APAC operational resilience documentation.
Cybersecurity
MAS Cyber Hygiene Notice and TRM Guidelines, APRA CPS 234 and CPG 234, HKMA cybersecurity supervisory policy manual, FSA Cybersecurity Guidelines, and RBI Cybersecurity Framework — FinregE monitors holistically, identifying where meeting the most stringent requirement satisfies others and where specific local requirements create additional obligations.
Digital assets and crypto
MAS Payment Services Act DPT licensing, HKMA and SFC VASP framework, FSA crypto-asset exchange regulations, and South Korea’s Virtual Asset User Protection Act — FinregE monitors the full APAC digital asset regulatory landscape, tracking licensing requirements, AML/CFT obligations, and rapidly evolving supervisory guidance in each jurisdiction.
Sustainable finance and climate risk
MAS Climate Reporting for Financial Industry, APRA climate risk expectations, HKMA climate risk supervisory requirements, SEBI BRSR requirements, and New Zealand’s mandatory climate-related disclosures — FinregE monitors the full APAC sustainable finance regulatory landscape alongside global ISSB, TCFD, and IFRS S1/S2 developments.
AML/CFT
MAS Notice 626, HKMA AML guidance, AUSTRAC obligations under the AML/CTF Act, and Japan’s Act on Prevention of Transfer of Criminal Proceeds — each jurisdiction implements FATF recommendations with specific local requirements. FinregE monitors all applicable AML frameworks simultaneously, maintaining a combined obligation inventory across all APAC jurisdictions in the firm’s footprint.
Conduct and consumer protection
ASIC’s design and distribution obligations, MAS conduct requirements for financial advisers, HKMA suitability requirements, and the broader APAC movement toward outcomes-based conduct regulation — FinregE monitors conduct regulatory developments across all APAC jurisdictions, tracking how each regulator is implementing outcomes-based principles.
MAS. The most comprehensive financial regulatory framework in the APAC region. Fully monitored.
The Monetary Authority of Singapore is simultaneously Singapore’s central bank, banking regulator, securities regulator, insurance regulator, and payment systems overseer. Its regulatory output is among the most detailed and prescriptive in the world — and its standards consistently set the pace for what other APAC regulators adopt. The MAS Technology Risk Management Guidelines alone create more than 200 specific obligations across governance, risk management, cyber resilience, and incident response.
MAS framework | Publication / reference | Key obligations and FinregE coverage |
|---|---|---|
TRM Guidelines | Technology Risk Management (2021) | Comprehensive ICT risk management — IT governance, technology risk framework, cyber resilience, software lifecycle, data management, incident reporting. 200+ specific obligations. The most prescriptive technology risk standard in the APAC region |
BCM Guidelines | Business Continuity Management | Business continuity policy, scenario analysis, recovery time objectives, crisis management — FinregE maps BCM obligations against continuity plans and crisis frameworks |
MAS Notice 626 | AML/CFT for banks | Customer due diligence, enhanced due diligence, suspicious transaction reporting, correspondent banking — FinregE monitors all MAS AML guidance and FAQ updates |
Payment Services Act | Digital payment token licensing | Payment service provider licensing, major payment institution obligations, digital payment token service requirements |
Environmental Risk Guidelines | Climate risk management | MAS expectations for governance, risk management, scenario analysis, disclosure of environmental and climate-related risks |
Cyber Hygiene Notice | MAS Notice on Cyber Hygiene | Mandatory cyber hygiene measures — multi-factor authentication, patch management, data encryption — FinregE tracks enforcement actions and updates |
For global financial firms using Singapore as their APAC hub, FinregE monitors the full MAS regulatory landscape alongside every other APAC jurisdiction in the firm’s footprint — one platform, one obligation inventory, one audit trail across the region.
APRA CPS 230. In force from 1 July 2025. FinregE runs the gap analysis today.
CPS 230 – APRA’s Operational Risk Management standard — is one of the most comprehensive operational risk frameworks ever introduced by a prudential regulator. It applies to all APRA-regulated entities: authorised deposit-taking institutions, general insurers, life insurers, private health insurers, and APRA-regulated superannuation funds. The obligations span formal framework documentation, business continuity plan, service provider management, and board risk committee oversight.
CPS 234 – APRA’s Information Security standard — has been in force since 2019 and creates a comprehensive set of cybersecurity obligations with detailed prescriptive guidance in CPG 234. Together, CPS 230 and CPS 234 constitute an operational resilience framework as ambitious in scope as DORA.
APRA standard | Publication / reference | Key obligations and FinregE coverage |
|---|---|---|
CPS 230 | Operational Risk Management | Effective 1 July 2025 – operational risk management framework, business continuity plan, service provider management programme, board oversight. FinregE runs CPS 230 obligation-level gap analysis using RIG MAPS |
CPS 234 | Information Security | Information security capability commensurate with threats, asset identification and classification, controls implementation, incident response. FinregE maps CPS 234 against information security policies and incident procedures |
CPS 220 | Risk Management | Risk management framework, board risk committee, CRO requirements, risk appetite statement, stress testing. FinregE monitors all APRA updates to CPS 220 and guidance material |
CPG 234 | Information Security Guidance | APRA’s expectations for CPS 234 implementation — supply chain risk, cloud services, vulnerability management. Connected to CPS 234 gap analysis in RIG MAPS |
CPG 230 | Operational Risk Guidance | APRA’s expectations for CPS 230 implementation — service provider management, business continuity testing, scenario analysis. Used alongside CPS 230 in gap analysis |
CPS 900 | Resolution Planning | Effective 2025 — recovery plans and orderly resolution support. Significant new obligations for large ADIs and insurers |
SPS 515 | Superannuation Strategic and Operational Planning | Business planning, operational risk management, and outsourcing requirements for APRA-regulated superannuation funds |
ASIC conduct obligations
ASIC regulates conduct across Australian Financial Services Licences, design and distribution obligations (DDO), breach reporting requirements, and the evolving sustainable finance disclosure framework. FinregE monitors all ASIC regulatory guide publications, consultation papers, and enforcement releases alongside APRA prudential standards — one feed across the full Australian regulatory obligation set.
HKMA operational resilience. SFC VASP licensing. Both monitored in English and Traditional Chinese.
HKMA — operational resilience and technology risk
HKMA’s supervisory policy manuals on technology risk (TM-G-1 and TM-E-1), cybersecurity, operational resilience, and outsourcing create a comprehensive set of obligations for Hong Kong-regulated banks. HKMA publishes in both English and Traditional Chinese. FinregE monitors all HKMA supervisory policy manual publications and circulars in both languages — AI RIG producing structured obligation extracts for compliance teams managing Hong Kong entities from any base.
SFC — VASP licensing and sustainable finance
The SFC’s virtual asset service provider licensing framework is among the most developed in Asia — creating specific obligations for custody, client asset protection, AML/CFT, cybersecurity, and business continuity. FinregE monitors all SFC VASP guidance alongside HKMA guidance for banks offering virtual asset-related services — producing the integrated obligation view for firms navigating both regulatory frameworks simultaneously.
FSA publishes in Japanese. FinregE monitors in Japanese. AI RIG produces English obligation extracts.
The Japanese FSA publishes its cybersecurity guidelines, climate risk management principles, crypto-asset exchange regulations, and governance disclosure requirements almost entirely in Japanese. The Financial Industry Computer System Reliability Standards (FISC) — the operational standards for financial institution technology systems — are likewise Japanese-language documents.
For global financial firms with Japanese subsidiaries or branches, this creates a systematic monitoring gap. FinregE captures all FSA and FISC publications in Japanese — AI RIG produces English-language obligation extracts, summaries, and briefing notes. The language barrier stops being a compliance risk.
From Singapore-headquartered global banks to Australian superannuation funds — FinregE serves the full spectrum of APAC financial services compliance.
Global financial firms with APAC operations
For global banks, asset managers, and insurance groups managing APAC regulatory obligations from a headquarters in the US, UK, or Europe, FinregE provides the APAC monitoring capability that currently requires either dedicated in-market compliance resource or expensive consultant arrangements in each jurisdiction. One platform covers MAS, APRA, HKMA, FSA, and the other APAC regulators — in the original language of each publication — with AI RIG producing English-language obligation extracts for the global compliance function.
Singapore-based APAC hubs
Many global financial firms use Singapore as their APAC regional hub — with a Singapore MAS-licensed entity serving as the booking centre, risk management hub, or regional headquarters for APAC operations. These firms carry both the full MAS regulatory obligation set and the regulatory requirements of every other APAC jurisdiction where they operate. FinregE monitors the Singapore regulatory environment at depth — every MAS publication, guideline, circular, and consultation — and extends that coverage to every other APAC jurisdiction in the firm’s footprint.
Australian banks, insurance companies, and superannuation funds
APRA-regulated entities — authorised deposit-taking institutions, general insurers, life insurers, and superannuation funds — carry the most comprehensive Australian prudential regulatory obligations, led currently by CPS 230 and CPS 234. For Australian firms, FinregE provides automated monitoring of the full APRA and ASIC publication landscape, obligation extraction by AI RIG, and RIG MAPS gap analysis against operational risk frameworks, information security policies, and business continuity plans. The CPS 230 gap analysis — identifying where the firm’s documentation meets the new standard and where it does not — is available immediately.
Hong Kong financial institutions and virtual asset businesses
For Hong Kong-regulated banks, brokers, and asset managers, FinregE monitors HKMA and SFC publications in both English and Traditional Chinese — providing complete coverage of the Hong Kong regulatory landscape without language gaps. For virtual asset businesses seeking or holding SFC VASP licences, FinregE monitors the rapidly evolving VASP regulatory framework alongside HKMA guidance for banks offering virtual asset-related services.
Japanese financial institutions
Japanese banks, securities firms, and insurance companies — subject to extensive Japanese-language FSA regulatory publications — can use FinregE to bridge the gap between Japanese regulatory publications and English-language global compliance programmes. For foreign financial firms operating in Japan, FinregE provides English-language obligation extracts from Japanese FSA and FISC publications — replacing the combination of in-market consultants and delayed translations that currently constitutes most foreign firms’ Japanese regulatory monitoring.
APAC regulatory complexity is not going to simplify. FinregE makes it manageable.
The APAC regulatory landscape will continue to accelerate — more jurisdictions introducing operational resilience frameworks modelled on Singapore and Australia, more digital asset regulation, more sustainable finance disclosure requirements, more cybersecurity obligations. The compliance programmes that keep pace are not the ones with larger teams and more in-market consultants in each jurisdiction. They are the ones that have built automated monitoring infrastructure that covers the full APAC regulatory landscape — in every language — and connected it to obligation management, gap analysis, and remediation.
FinregE provides that infrastructure — for global firms managing APAC compliance from outside the region, for Singapore-based APAC hubs managing multi-jurisdiction complexity, and for APAC-headquartered firms building compliance programmes that meet the standards the best regulators in the region set.
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We’re here to answer all your questions
FinregE specialises in providing standard and bespoke regulatory compliance modules to help deliver automation, speed and efficiencies in managing regulatory compliance processes.
What does FinregE cover for APAC regulatory compliance?
FinregE monitors regulatory requirements across Singapore (MAS), Australia (APRA and ASIC), Hong Kong (HKMA and SFC), Japan (FSA and FISC), China (PBOC, NFRA, CSRC), India (RBI and SEBI), South Korea (FSC and FSS), New Zealand (RBNZ and FMA), the Philippines (BSP), Malaysia (BNM, SC Malaysia), and Indonesia (OJK). Coverage includes English-language publications from all these jurisdictions and non-English publications — Japanese, Korean, Traditional Chinese, Bahasa Indonesia, Malay — with AI RIG producing English-language obligation extracts and briefing notes from non-English sources.
What is APRA CPS 230 and who does it apply to?
CPS 230 — Prudential Standard CPS 230 Operational Risk Management — is APRA’s new operational risk management framework that entered into force on 1 July 2025. It applies to all APRA-regulated entities: authorised deposit-taking institutions (banks, building societies, credit unions), general insurers, life insurers, private health insurers, and APRA-regulated superannuation funds. CPS 230 requires a formal operational risk management framework, a business continuity management programme, a service provider management programme for critical and material service providers, and specific board oversight responsibilities for operational risk. FinregE can run a CPS 230 gap analysis using RIG MAPS — mapping every CPS 230 obligation against existing operational risk documentation and generating remediation language for each gap.
What are the MAS Technology Risk Management Guidelines and who must comply?
The MAS Technology Risk Management Guidelines are comprehensive technology risk management requirements issued by the Monetary Authority of Singapore that apply to all MAS-regulated financial institutions — banks, merchant banks, finance companies, insurers, capital markets intermediaries, and payment service providers. The Guidelines cover technology governance, risk management framework, IT service management, software development lifecycle, cyber resilience, data management, IT audit, and incident reporting — creating more than 200 specific obligations. FinregE monitors all MAS publications including the TRM Guidelines, BCM Guidelines, Cyber Hygiene Notice, and all related circulars and FAQs.
How does FinregE handle regulatory publications in Japanese, Korean, and other APAC languages?
FinregE captures regulatory publications from APAC authorities in their original language — including Japanese (FSA, FISC), Korean (FSC, FSS), Traditional Chinese (HKMA, SFC circulars), Bahasa Indonesia (OJK), and others. AI RIG processes these non-English publications and produces English-language obligation extracts, structured briefing notes, and compliance summaries — enabling global compliance and legal teams managing APAC obligations from outside the region to monitor the full APAC regulatory landscape without translation delay or language-related blind spots.
Can FinregE help with APRA CPS 234 information security compliance?
Yes. FinregE monitors all APRA information security publications — CPS 234, CPG 234 (prudential practice guide providing APRA’s expectations for specific control areas), and all APRA information security circulars and guidance. AI RIG extracts every CPS 234 obligation, and RIG MAPS maps the complete obligation set against the firm’s information security policy, information asset register, incident response procedure, and third-party security arrangements — identifying gaps and generating draft remediation language. For firms that have already conducted a CPS 234 assessment, FinregE’s continuous monitoring ensures the assessment remains current as APRA issues new guidance.
Does FinregE cover Hong Kong VASP licensing requirements?
Yes. FinregE monitors all SFC and HKMA virtual asset regulatory publications — including the SFC’s licensing requirements for virtual asset trading platforms, the SFC and HKMA’s joint circular on virtual asset-related activities of intermediaries, and ongoing VASP regulatory guidance. AI RIG extracts the specific obligations applicable to different categories of virtual asset service provider and maps the interaction between SFC VASP requirements, HKMA guidance for banks, and AML/CFT obligations for virtual asset businesses.
How does FinregE help global firms manage their APAC regulatory obligations from outside the region?
FinregE consolidates APAC regulatory monitoring into one platform — monitoring every major APAC regulator, in the original publication language, and producing English-language obligation extracts and briefing notes for global compliance teams. For firms managing APAC regulatory obligations from London, New York, or another non-APAC base, FinregE eliminates the need for separate monitoring arrangements in each APAC jurisdiction and provides a single, consolidated view of the firm’s APAC regulatory obligations. RIG MAPS can run gap analysis against documentation held centrally — without requiring in-market compliance teams to conduct the analysis locally.
Does FinregE cover MAS AML and CFT requirements?
Yes. FinregE monitors all MAS AML and CFT publications — including MAS Notice 626 (AML/CFT for banks), MAS Notice 1014 (payment service providers), and all related MAS guidelines, FAQs, and enforcement actions. AI RIG extracts the specific customer due diligence, enhanced due diligence, suspicious transaction reporting, and correspondent banking obligations applicable to each type of MAS-licensed entity. For firms managing MAS AML obligations alongside FATF requirements and AML obligations in other APAC jurisdictions, FinregE produces the integrated obligation view across the combined framework.
How easy is it to use FinregE's software?
FinregE’s software is designed to be user-friendly and intuitive, with a range of features and tools that are easy to navigate. Additionally, the platform offers extensive training and support to ensure that you get the most out of the software.
Is FinregE's software scalable?
Yes, FinregE’s software is scalable to meet the needs of businesses of all sizes. The platform can be tailored to your specific requirements, whether you’re a small startup or a large enterprise.
How can I get started with FinregE's software?
To get started with FinregE’s software, simply contact us to schedule a demo or learn more about our solutions. Our team will work with you to determine the best approach for your business and get you up and running in no time.
